Bill Paying
Cash Management
> Bill Paying
Your Combined Online Banking and Brokerage Account
The Convenience of Paying Bills Online
Pay anyone in the US with SpectrumConnect Web Bill Pay, from recurring
payments like mortgages and utilities, to occasional or one-time
expenses. Spectrum Connect Web Bill Pay is a real time web solution
requiring no installation disks giving you account access from any
computer around the world with Internet access. You may also export
data to the personal finance software Quicken® and Microsoft®
Money. Paying bills online is the easiest way to simplify, connect
and manage your money.
Why does Reich & Tang charge a fee when your
bank may not?
Advantages of Reich & Tang Bill Pay Over a
Bank Product
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Bank Bill Pay
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vs.
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Reich & Tang Bill Pay
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| Account is debited at the time you write the check.
Therefore, if you happen to be in an interest bearing account,
you no longer earn income on the amount of the check. |
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Account is not debited until the check is presented
to Reich & Tang. Therefore, you continue to earn income
on the check until it clears your account. |
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Monthly Fees
$5.95 for up to 15 bills
$0.40 for each additional bill payment
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Online Bill Paying
With Online Bill Paying via SpectrumConnect you may setup recurring
payments once, to be paid automatically. It's convenient and cost
effective. There is no need to mail checks, buy stamps and your
bills are paid on time. Payments may be scheduled up to one year
in advance and you may view payment history to confirm your payments
have been processed.
Through the E-billing feature you can receive and view bills electronically
from payees while viewing account information as well as terms and
conditions. E-billing enables you to review bill details, authorize
payment from a bill view and receive confirmation for each transaction.
Updates are quick and easy and there is no risk of losing data
to a system crash. All data is secure through your connection via
a secured browser. You also have the added safety of your personal
PIN.
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Monthly Fees
$7.95 for up to 20 bills
$1.50 for each additional 5 bill payments
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Electronic Bill Paying
Electronic banking through the financial software packages, Microsoft®
Money and Quicken® simplify the way you monitor your portfolio,
in addition to the convenience of bill payment.
Net Worth Calculators make it easy to determine your worth and
Stock Price Downloads update your portfolio value anytime you wish.
Varied Financial Reports provide easy-to-read graphs and charts
of your cash flows, estimated taxes, home inventory, etc.
Expense Tracking and Budgeting give you convenient tools to manage
your money and reconcile accounts. Transaction Updates track status
of pending bill payments, monitor your Visa® transactions, provide
unlimited downloads of account activity, and allow 24-hour access
to money fund account information.
Electronic banking through Microsoft® Money and Quicken®
provide all these portfolio management tools in addition to keeping
your money working until your payment due date.
LaBrunerie Financial is a registered broker-dealer,
not a bank and the cash management services associated with your
money market account are not a bank account. Banking services are
provided by licensed banks or by third parties through arrangements
with licensed banks. Unless otherwise indicated, investment products
are not FDIC-insured, not guaranteed by a bank and may lose value.
LaBrunerie Financial offers competitive money
market funds and services through Reich & Tang Funds. Reich
and Tang is a manager of money market funds and is a subsidiary
of IXIS Asset Management North America, L.P., an investment
management firm. LaBrunerie Financial is not affiliated with Reich
& Tang Funds or its subsidiary IXIS Asset Management North
America, L.P. This is not an offer to buy or sell. For a prospectus
containing complete information, contact LaBrunerie Financial at
1.800.736.7460 or visit our website at www.labrunerie.com.
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